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Tax Considerations >Tax Breaks
Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.
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What five basic components of a "smart home" can be controlled by technology?
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Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home". |
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The Executive Home Team Keller Williams Realty - Integrity Group 8305 SW Creekside Place, Suite C Beaverton, OR 97008 Phone-Steve: 503-680-2065 Phone-Lisa: 503-680-2025 Fax: 503-336-7776 Email: Info@MoveThroughLife.com
Steve and Lisa Thoele of the Executive Home Team are dedicated to the success of their valued clients. Whether you are buying, selling or investing in real estate, you can rely on Steve and Lisa to help you move through life!   
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