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Why Sellers Choose The Executive Home Team - Why home sellers in Portland, Beaverton and Lake Oswego choose The Executive Home Team. Free Presentation - Free in-home listings presentation on marketing your Portland, Beaverton and Lake Oswego, in Washington and Clackamas County Oregon property. Property Valuation - How much is your Portland, Beaverton and Lake Oswego home worth? What Did That Home Sell For? - What did that Portland, Beaverton and Lake Oswego, Oregon property or other real estate sell for? FSBO - Selling your Portland, Beaverton and Lake Oswego real estate on your own? Go to Main Sitemap - Main sitemap sections include Find Portland, Beaverton and Lake Oswego Homes, For Home Buyers, For Home Sellers, Portland, Beaverton and Lake Oswego Information, Real Estate Resources, and About The Executive Home Team.
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
Where is the world's largest mud building?
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| A |
The Grand Mosque in west Africa measures 328 feet long and 131 feet wide, and has been carefully maintained for centuries by local craftsmen, especially during the rainy season. |
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The Executive Home Team
Keller Williams Realty - Integrity Group
8305 SW Creekside Place, Suite C
Beaverton, OR 97008
Phone-Steve: 503-680-2065
Phone-Lisa: 503-680-2025
Fax: 503-336-7776
Email: Info@MoveThroughLife.com
Steve and Lisa Thoele of the Executive Home Team are dedicated to the success of their valued clients. Whether you are buying, selling or investing in real estate, you can rely on Steve and Lisa to help you move through life!   
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